Free Checking
A simple and free account with all the basics
- No minimum requirements
- No fees
- Free debit card
- Digital banking loaded with options
Let's get going!
In order to get started, select an account that works for you.
Go-To Checking 4.15% APY
Earn 4.15% APY* on balances up to $10,000
- No minimum balance
- No fees
- Digital banking loaded with options
- Free debit card
- 15 monthly minimum debit card purchases required
- $2,500 monthly minimum direct deposit into Go-To Checking required
High Yield Plus
Get more return from your hard-earned money
- No monthly fees
- Dividends are tiered to offer higher rates for larger balances
- Dividends paid monthly on daily balance
- Digital banking loaded with options
- $1,500 minimum to open and receive dividend
Certificate of Deposit (CD)
Take advantage of higher rates with no risk
- Designed to securely earn you money
- Varying terms between 12-60 months
- No monthly account fees
- Current rates https://www.myfpcu.com/rates#Certificate_Rates
13 Month Certificate of Deposit Special 4.85% APY*
Amplify your savings with our limited time online special rate! Open today in 3 minutes or less.
- 4.85% APY* for 13 months
- New Money Required
- Available to the entire State of Michigan
- $500 Minimum; $100,000 Maximum
- Special expires on 4/20/2025